Are you thinking about buying a home? This is very exciting! Interest rates are currently at an all-time low. Getting your finances in order before starting your home search is such an important step in the process and a bit of planning and preparation can go a long way when it comes time to make an offer on the perfect new home. As a result of being prepared with a loan program and pre-approval, you are likely to be a stronger candidate in the seller’s mind when they are reviewing your offer.
Keep in mind that not all lenders or loan programs are created equally so it is important to shop around and understand the different options available to you. We’ve put together a quick guide to help you know what to ask your lender so you can make an informed decision as to what lender and loan program to choose.
Not sure who to call to get started with the loan process? There are a lot of great lenders out there. Here are a few of our favorites.
Tristen Hunt | NMLS ID: 502222 | Caliber Home Loans
Todd Gydesen | NMLS ID: 89835 | Vantage Mortgage Group
Kim Pentrack | NMLSR ID: 420516 | Wells Fargo Home Mortgage
Jim Abreu | NMLS ID: 1169887 | First Republic Bank